Federal Direct Loan Annual Limits

Federal Direct Loan Annual Limits

Undergraduate pupils
scholar Classification Dependent pupils separate pupils (and reliant pupils whoever moms and dads have already been declined a Federal Direct Parent PLUS Loan because of negative credit score)
Freshmen (0 to 30 undergraduate credit hours earned/transferred) $5,500 (only $3,500 of the quantity could be in subsidized loans. ) $9,500 (only $3,500 of the quantity may maintain subsidized loans. )
Sophomore (30 to 60 credit that is undergraduate earned/transferred) $6,500 (only $4,500 of the quantity could be in subsidized loans. ) $10,500 (a maximum of $4,500 of the quantity might take subsidized loans. )
Junior/Senior (60 or higher undergraduate credit hours earned/transferred) $7,500 (only $5,500 with this quantity could be in subsidized loans. ) $12,500 (No more than $5,500 with this quantity might maintain subsidized loans. )
official Certification pupils
$12,500 (only $5,500 of the quantity might be in subsidized loans. )
Graduate pupils
$20,500 every year in direct stafford that is unsubsidized.

Federal Direct Loan Aggregate Limits

Aggregate Direct Loan Limit by scholar Type
Undergraduate, Dependent Students $31,000 (a maximum of $23,000 for this amount may maintain subsidized loans. )
Undergraduate, separate Students (and undergraduate, dependent students whose moms and dads have already been declined a Federal Direct Parent PLUS Loan as a result of credit that is adverse) $57,500 (a maximum of $23,000 of the quantity can be in subsidized loans. )
Graduate pupils $138,500 (a maximum of $65,500 of the quantity may take subsidized loans. )

Federal Direct Parent PLUS Loan

The Federal Direct Parent Loan for Undergraduate pupils is a loan that is federal credit-worthy moms and dads of reliant undergraduate pupils can borrow with their child’s academic costs. Leer más