The reasonable financing guidelines broadly prohibit two types of discrimination: disparate therapy and disparate effect.

The reasonable financing guidelines broadly prohibit two types of discrimination: disparate therapy and disparate effect.

Both theories may apply in some instances. Disparate therapy does occur whenever a lender treats amscot loans approved a customer differently as a result of a characteristic that is protected. Disparate therapy ranges from overt discrimination to more subdued variations in therapy that will damage consumers and will not must be inspired by prejudice or even an intent that is conscious discriminate. Leer más